Financially Speaking Blog

The iPad

October 26, 2012

Sometimes an innovation comes along that is a real game-changer.  But change is difficult.  Because change is difficult, we fail to see the impact that real game-changing innovations has on our lives.  I think the Apple technology is...

Staying Balanced

September 26, 2012

A recent article in the Wall Street Journal addressed the issues of rebalancing a portfolio to its target asset allocation.  The relatively brief article was on point, but did not address the decision-making matrix required to properly execute...

Retirement-How Much Money is Enough?

September 12, 2012

As you can imagine after being in business for 30 years, I have attended lots of industry conferences.  After a while, I yearned for sessions where I could learn something new.  Several years ago, I attended a track of sessions which focused...

Sears Bucked from S&P

August 31, 2012

“Sears Holdings, a founding member of the Standard & Poor's 500-stock index, is getting booted from the venerable benchmark—and its own stock is to blame.  Once America's most iconic retailer, Sears will lose its place...

Only With Your Authority

August 28, 2012

Financial advisors who work for a financial company are paid in three different ways.  They are paid commissions on products they sell. They are paid fees on product held in your account or both.    The payment of commissions...

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