The IPad

The IPad

The IPad Sometimes an innovation comes along that is a real game-changer.  But change is difficult.  Because change is difficult, we fail to see the impact that real game-changing innovations has on our lives.  I think the Apple technology is a good example of this. ...
The IPad

Staying Balanced

Staying Balanced A recent article in the Wall Street Journal addressed the issues of rebalancing a portfolio to its target asset allocation.  The relatively brief article was on point, but did not address the decision-making matrix required to properly execute...
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Retirement-How Much Money Is Enough?

Retirement-How Much Money Is Enough? As you can imagine after being in business for 30 years, I have attended lots of industry conferences.  After a while, I yearned for sessions where I could learn something new.  Several years ago, I attended a track of sessions...
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Sears Bucked From S&P

Sears Bucked From S&P “Sears Holdings, a founding member of the Standard & Poor’s 500-stock index, is getting booted from the venerable benchmark—and its own stock is to blame.  Once America’s most iconic retailer, Sears will lose its place in the...
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Only With Your Authority

Only With Your Authority Financial advisors who work for a financial company are paid in three different ways.  They are paid commissions on products they sell. They are paid fees on product held in your account or both. The payment of commissions is pretty straight...
The IPad

With Age Comes Wisdom

With Age Comes Wisdom A few weeks ago I was sitting on the beach with my family, enjoying a few days away from the office.  Something about the sound of ocean waves and sand between my toes caused my thinking to become broader than usual.  I thought about the fact...